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“Where can I cash a money order near me today?”

If you need money today and have received a payment in the form of a money order, that’s probably the first thing you wonder about.

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In this post, we cover how to cash a money order, as well as the best places (Walmart isn’t the only store!) where you can cash a money order.

What is a Money Order?

Before we get to the list, for those of you not familiar with this form of payment, a money order is like a check, in both appearance and function.

The difference between the two is that money orders are prepaid, so they’re generally thought to be a safer form of payment than a check.

This is why many people opt to use money orders over checks.

Now, there are a dozen or so places that actually issue money orders.

Some of the most popular money transfer companies include:

• MoneyGram
• Western Union
• Post Office
• PayPal
• Walmart
• Ria
• Xoom

If you’ve been given a money order, then you’ll want to know where you can get the money for it.

You get can get cash for a money order or get the funds deposited into an account, and we cover exactly how you can do this below.

How do you Cash a Money Order?

If you want to change your money order into cash, then here’s what to do:

• Step 1: Take the money order to a place that cashes them.
• Step 2: Once you are ready to give the money order to the agent, you’ll need to endorse the money order by signing your name on the back of it.
• Step 3: You’ll need to show a valid ID to confirm that you’re authorized to cash the money order. Each place will likely have it owns rules as to what constitutes a valid ID. Government-issued IDs, such as a driver’s license, passport, permanent resident card or military ID are the best option.
• Step 4: Pay any fees required for the service.
• Step 5: Take your cash!

It’s important to note that the name on your ID must match the name on the money order, regardless of where you cash it.

So make sure that the sender puts your name on the money order in the same way it appears on your photo ID.

Also, if there’s an address field on the money order, then make sure your photo ID has the same address too.

Places to Cash Money Orders

While there are many places that sell money orders, there are far less that actually cash them.

So, this can mean that you’re much more limited when it comes to cashing money orders than you are when it comes to buying them.

For example, there are many grocery stores, such as Publix, Meijer and Winn-Dixie that sell money orders, but do not cash them.

However, you still do have quite a few options.

Below, we’ve listed places that cash money orders.

1. At your Bank or Credit Union

If you want to cash your money order for free, the best place, arguably, is at your local bank or credit union. Since banks have large amounts of money on the premises, they’re likely to be able to pay the full amount at once.

Even if you aren’t an account holder at a bank, you can still cash a money order at most banks. But you will generally need to pay a small fee.

And, to cash large money orders, you usually need to be an account holder.

Some of the popular banks that do that include:

• Citibank
• Commerce Bank
• HSBC
• SunTrust
• TD Bank
• Bank of America
• Capital One
• Chase Bank
• Regions Bank
• US Bank

2. At the Money Order Issuer (Post Office, MoneyGram and Western Union)

So what if you don’t have a bank account? How do you cash a money order without a bank account?

If you don’t have a bank account or you don’t have a branch nearby, then it’s a good idea to cash the money at a location of the organization that issued the money order.

Money orders are issued by a number of different places, but some of the most popular include:

• MoneyGram
• Western Union
• Post Office

Do be aware though that not every place that issues money orders cashes them, as we mentioned above.

Here are a few popular places that issue money orders which, at some locations also cash them:

Western Union

Western Union sells money orders, but some of its locations may also be able to cash them.

You can contact them to find out if they cash money orders.

It’s important to note that Western Union states that not all of its locations, including locations where you can buy a money order, are able to cash them.

• Find a local office: You can find your nearest Western Union location here.

At the Post Office

If you have a USPS money order, then going to your local post office is a great option for cashing a money order, as it’s so convenient. Some post offices won’t charge a fee for USPS money orders either.

You may want to call ahead if you have a large money order to cash.

USPS usually charges around $1.25 for money orders up to $500, or $1.65 up to $1,000.

• Find a local office: You can find the closest local USPS here.

MoneyGram

MoneyGram is another popular issuer of money orders. And it also cashes money orders at some of its locations.

• Find a local office: You can find your nearest MoneyGram location here.

When you go directly to the issuer, it can reduce the amount of fees you have to pay. In fact, sometimes it can be free! And, you’re more likely to get the full amount of cash faster.

Just check your money order to see who issued it and then visit one of that places locations.

3. Walmart

Yes, the same place where you can get your keys made, also cashes MoneyGram money orders. There are so many Walmart stores around, so you’re likely to be able to find one near you.

• Find a local office: Find your nearest Walmart store here.

4. Kroger

Through Money Services, you can cash money orders at Kroger, and other store brands in the Kroger family.

You can find Money Services desks in more than 2,000 Kroger and other Kroger brand stores

At Money Services desks you can cash a money order, by following the steps we mentioned above. You can get the money as cash or have it loaded onto a prepaid card.

There’s a fee charged, but the fees and limits vary by state, so call or check at your local store for details about cashing money orders.

• Find a local office: Use this tool to find your nearest Kroger store that features a Money Services desk.

5. Other Stores to Cash a Money Order

Online Casinos That Accept Money Orders Against

Above, we’ve mentioned a few places to cash money orders.

And, we also mentioned that the amount of places where you can actually cash money orders is much more limited, compared to the number of places where you can buy them.

Another thing to consider is looking at grocery stores, retailers and even some liquor stores and gas stations, that offer small financial transaction services.

There are a lot of stores that do that, like:

• Stop and Shop: Find your nearest store here.
• Hy-Vee: Find your nearest store here.
• WinCo Foods: Find your nearest store here.

It’s always worth calling your local stores, in general, to see which ones do offer money transactions and how much they charge.

6. Check Cashing Places

You know those places that aren’t banks but cash your check?

Yes, the ones with outrages fees!

They also cash money orders, but this really should be your last resort.

Why?

Because they charge crazy fees. Some charge as high as 10% or more.

So I don’t recommend using them, but since this post is about all the places that do cash money orders, I will list some of them for those who may not have access to other options.

The top cash checking places that also may cash money orders (with very high fees!) include:

• ACE Cash Express
• Speedy Cash
• Amscot
• Friendly Check
• Money Mart
• Check Into Cash

Again, please use the other options if you can. You don’t want the fees to eat into your actual payment.

How to Deposit a Money Order

If you have a bank account or don’t require the cash from the money order, then getting the money deposited into your bank account, rather than cashing it, is generally a better option.

Firstly, it’s safer – you don’t need to leave the bank, post office or store with tons of cash in your pockets!

So the money is much less likely to be lost or stolen. Plus having the money right in your bank account is generally more convenient.

You do have to wait a little while longer to get the money, but this is definitely the safest and most convenient way to get the funds from a money order.

Getting the money deposited in your account involves the same process as getting the money order cashed. So you’ll need to endorse it and have an ID to get the funds.

Avoiding Money Orders Scams & Fraud

While money orders are considered a safer payment option than personal checks, they’re still some things you’ll want to do to avoid things like scams and fraud.

These include:

Only accept money orders from people you trust

Generally, you’ll only want to accept money orders from friends and family.

If you need to take payments for your business, then only accept money orders from local customers.

It’s best to avoid taking money orders as payment if you’re selling stuff online, such as on a platform like Craigslist or eBay, for example.

It’s okay to accept money orders as a payment method for in-person payments because you can check the money order, and you can also take a copy of their photo ID and exchange contact information should an issue with a money order arise.

Look for warning signs on whether a money order is legitimate

Issuers tend to use their own security features on their money orders in order to prevent fraud, such as:

• Multi-colored reflective threads
• A machine-printed dollar amount
• Watermarks
• A machine-printed serial number and issue date

So if any of these things are absent, or you see something like a handwritten dollar amount, then the money order may not be legitimate.

Also, watermarks should only be visible when you hold the money order up to the light. You may even need to move the money order around at different angles in the light to view it. If you can see the watermark without holding the money order up to the light, then this is a potential warning sign.

Also, check to see if there are any areas where the ink looks unusually lighter or darker or where the ink has bled, as these can be signs that the money order is fake.

Also, check to see whether the serial number or dollar amount looks like it may have been altered.

If you notice any of the warning signs on a money order that you have, then call the money order issuer to verify the validity of it.

It’s a good idea to look at photos of legitimate money orders online and compare your money order to these examples.

Only accept money orders for the amount you’ve asked for

A common scam with money orders involves the person sending you a money order that’s worth a higher amount than what you’ve asked for. And, then the sender asks you to mail or digitally transfer part of the funds back to them.

So never accept money orders that are worth more than the amount you’ve requested and never return money to the sender.

Try to Cash your Money Order as Soon as Possible

Some money orders don’t expire, but some do expire a year after the issue date. So if you want to ensure you get your money, then make sure that you cash your money order within a year of the date it was issued.

The terms and conditions for money orders appear on the back, so check there to see if it expires.

When you cash your money order quickly, it guarantees that you receive your money.

Resources

Here are a few good resources with tips and tools to help you identify and avoid money transfer related scams and frauds.

• Common types of fraud: by Western Union
• Using Money Transfer Services: by the Federal Trade Commission
• Avoid Costly Scams Involving Fake Checks and Money Orders: by Federal Deposit Insurance Corporation

I hope this never applies to you, your loved ones or anyone for that matter, but if you’ve been a victim of Money Transfer related scams, please make sure to report it to the Consumer Financial Protection Bureau or the Federal Trade Commission (FTC) or by calling 1-877-382-4357.

Closing thoughts

Now that you know where to cash a money order near you, next time you receive a money order payment, consider visiting one of the places we mentioned above.

You’ll generally need to pay a fee if you cash a money order anywhere other than your bank. So if you don’t have a bank account and regularly receive money orders, then you really should consider opening up an account. You’ll save money on fees!

Give these methods a go and get your money order cashed or deposited into your bank account quickly and easily.

Top 3 Casinos that offer Money Order

Money Order Top 3 Casinos

Introduction

Industry progress has always been known to instigate other businesses into growth and development. This is mainly due to the companies’ dependence on one another when it comes to conducting their operations successfully.

Over the years, technologies...

... changed and developed in order to make people’s lives easier. As a result, modern-day customers are provided much better service, customer support, reaching much higher levels of satisfaction.

The rise of the Internet was certainly an invention that boosted the growth and development of businesses and whole industries. Some existing ones simply turned digital, while others originated from the basic principles of this novelty. Either way, it paved the way towards a number of conveniences that ultimately brought about new entertainment formats, employment opportunities, business models and thus, economic growth.

Still, all of these require funding...

... of some kind in order to keep being sustainable and profitable. Therefore, the same progress was noted in the sphere of financial management and funds transfer. This has been of crucial importance since the very onset of employment in society, and all previous attempts led to today’s innovative and highly advanced banking systems and payment methods.

Online services appeared in many different variants, ranging from new payment processors, e-wallet apps and sites, through to completely new cryptocurrencies. Some of the older methods managed to stand their ground as well, and one example of this type is definitely money orders.

About the Payment Method

This method of making payments and money transfers...

... from one place to another has originated all the way back in 1792.

Money orders were created by three British postal workers who noticed the need for a safe and reliable method of funds transfer created by the industrial revolution. More specifically, English sailors and other ship workers were looking for a way to send their money back home. However, there had been no safe way of doing so, up until the invention of this type of payment service.

In the following decades...

... this way of making payments largely grew in popularity, establishing itself as a reliable way of funds management. Thus, by 1838, the service was officially adopted by the British Post Office, and people were able to make their order at any of the representative branches.

Fees & Timelines

Considering the fact that there is an intermediary involved in the transaction, it is normally accompanied with some fee charges. When it first came out as a postal service, senders were charged a flat fee of 10 cents for any transaction up to £10. For larger transactions up to £25, the post would charge a different flat fee of 36 cents. This was the largest paper currency in the UK at the time, and thus the maximum one could send using a money order.

Due to the simple, straightforward...

... and rather precise format of the payment method, it quickly expanded to other businesses. Nowadays, apart from the national post offices, money orders can be made from all kinds of financial and cash institutions, and even convenience stores and groceries.

The fee structure also changed over time, along with the minimum and maximum amount limits. This was mainly done in line with processes of inflation, cost of life, price of basic products and other general economic factors.

In the USA...

... the Post Service allows money order transactions of up to $1000 if you are sending within the country, or $700 for international payments. Thus, they have suitably adjusted the fee charges based on the amount - $1.25 is charged for transactions up to or equal to $500, while transactions amounting from $501 to $1000 are subject to a $1.75 fee.

Other companies offering the service may take a different approach, both due to their country of operations, and the specific economic situation.

Either way...

... people use precise sums of their own money to make the transfer to the correct person by providing basic personal info and maintaining financial security. Taking all that into consideration, there is still one inconvenience that accompanies this type of payment – transfer time.

In most cases, once the money order has been placed and paid in full, the transfer process can last up to 10 business days on average. Basically, as long as it takes for the postal officer to reach your address and deliver the funds.

Other Money Order Businesses

Due to the wide acceptance of this payment method, and its ability to handle the passage of time, financial companies that were already involved in the money transfer service in one way or another additionally included it as part of its offering.

Western Union is one such cash transfer service with offices and representatives all over the world. It has a history of reputable and trustworthy funds processing on the principle of going to your nearest office and requesting the transfer in person. With time, they have additionally made such services available online, directly through their website or inherent app.

Similarly to these transactions, they additionally offer money orders to their clients – you can visit their office and get an order of your preferred amount.

MoneyGram is yet another money transfer service that has expanded further from its primary type of payments. Nowadays, they offer money orders, facilitate utility bill payments, healthcare charges and p2p transactions.

How to Make a Money Order?

Initially, money orders were a postal service, as mentioned earlier, and these establishments have retained the same principle of executing the payment.

For starters...

... interested individuals should direct themselves to the nearest post office. There, they can request the money order service, for which they will be provided with a specific piece of paper. Due to its format, this type of payment transfer is often associated with checks – the main difference between the two is in the fact that checks are linked to the person’s bank account and use the funds available in it.

Anyway, once you determine the exact amount...

... of your money order, all that’s left is to reach the counter, fill in the necessary information and pay the amount. You will not need to expose private information or financial details in the transaction; practically, all you’re sharing with the service is your and the recipient’s mailing address of residence.

The funds for the transfer are most often paid in cash, plus the specific fee charge for the given situation. This allows you greater control over your spending, especially when you’re using this banking method to pay for goods or services.

Finally, the recipient will receive their money order by mail or directly at the office of the company used by the sender. Bear in mind that recipients may be asked to provide some form of identification in order to confirm that the funds are intended for them.

Using Money Orders for Online Casino Banking

Paying for various goods and services, as mentioned earlier, is a large part of the uses found for money orders. Numerous retailers and e-commerce platforms have adapted their business to receive and send funds using this method, allowing their customers more choice and satisfaction.

Some of the most popular online platforms using this method to transact funds include online casinos and poker rooms, and sports sites along with other gaming operators in general. Their audience could be local as well as global, and this type of payment method fits perfectly when it comes to meeting most of their payment needs.

Depositing at Online Casinos

Step 1: Find a suitable online casino that includes your preferred games and bonuses out of the top Money Orders casino lists. Create a profile through their registration page, or sign into your existing account in order to check for the banking method’s availability in the Banking/Cashier section. If it offers the option to deposit funds, you can simply click on the given icon and get the process on the way.

Step 2: Often, when you select this as your deposit option, the casino will instantly generate all the information you need to execute the payment. However, with some operators, you may be required to contact customer support separately and get the address and transaction details from them in order to conduct an accurate and straightforward transaction.

Step 3: When you have obtained the necessary details, head to the nearest Money Order access point you like. They will provide you with the specific paper, and you are simply supposed to fill in the blanks. Pay the amount you want to deposit to your online casino account, and don’t forget to cover the precise fee amount charged for the transaction. That way, you will be able to use the full amount of your planned bankroll for any online casino endeavors you have planned.

Step 4: Open your online casino once again and log in with your credentials within the given time period for the service to process the transaction. Getting the money to the casino’s recipient address shouldn’t take too long, even though it may depend on the country and the specific business handling the money order.

Withdrawing Funds from Money Order Online Casinos

Aside from the ones mentioned so far, another strong suit of this banking method is its ability to be used for casino withdrawal purposes. The process is practically the same, only with the funds going in the opposite direction.

What is more...

... players simply provide their own personal details instead of worrying about the casino. After they have requested the withdrawal, and the transaction has been cleared by management, players should expect to see their funds in their possession within the work week.

In this case, the approach to transaction fees may differ depending on the operator’s specific policies. To put it differently, some players will get the entire sum that they have demanded cashout, while others may be deducted a small portion of it in order to cover for the standard fee charges.

Advantages of Money Order Online Casinos

• Accessibility – The service has been present in the sphere of payment processing for well over a couple of centuries. Over this time, it has managed to build up quite a network of access points, starting from the existing post offices, through different retailers, to dedicated money transfer services. Either way, thanks to its land-based coverage, it could be one of the most accessible options today.
• Security – Their transactions were justly categorized as reliable and trustworthy, and the service’s track record proves the same. For one, this is due to the fact that they do not need any private or banking details that might put their users at risk of fraud or intrusion. Moreover, senders mainly handle cash payments, which practically eliminate the risk of a number of errors that could appear under different circumstances.
• Bankroll management – The cash payments additionally serve casino players to practice healthier bankroll management. In other words, they will only be able to play through the funds they have deposited and would have to wait a while before having their next money order processed. Thus, the slower processing time prevents players from wasting away their hard earned cash, both in the case of lucky streaks and bad losses.
• Ease of use – Some of the companies offering this type of payment may have modernized it for greater convenience. However, all of them tend to stick to the initial method of processing payments along with the new ones.

Disadvantages of Money Order Online Casinos

• Country limits – Online casino players specifically may be restricted in their money orders for certain countries. While most of the countries are included in the service’s network coverage, amount restrictions and fee charges may vary, and even take its toll on the players’ overall entertainment.
• Fee charges – Even if has some of the lowest rates, the money orders fee charges are still undisputable in their presence. This is not an issue for many players, but there are some which find it to be disadvantageous.
• Wait time – The money transfer waiting time is a third inconvenience which discourages players, and users in general, from transacting with this method. The process is quick and simple, but the actual transfer may take a few business days to be executed.

FAQs

1. Can I use it to deposit and withdraw funds to US online casinos and other gambling sites?

Yes, you can use it at US online casinos which accept it as a payment method; otherwise, choose from its alternatives.

2. Are there any alternatives to this payment method, in case it isn’t available at my chosen casino site?

Yes, players can either choose various providers of the same banking method and check for availability, or go with a different one – credit and debit cards, bank transfers, e-wallets and more.

3. Which are some of the top Money Orders online casino sites I can visit?

The following are among the top recommended online casino sites you can visit and pay using this method: Betsson Casino, Vegas Casino Online, Old Havana Casino, Island Casino and Wild Casino.

4. Is there any kind of customer support from the banking method itself?

The banking method, considering that it is provided by a range of establishments, does not have its own customer support. However, users are welcomed to contact the customer service representatives at the post office or any other financial or retail institution where it is available.

5. Will I be able to send transact in different currencies?

Yes. For online casino payments, you will have to check the list of accepted currencies. Otherwise, just make sure you point out the desired currency, meet the exchange rate and there should be no problem with transacting in other than your national legal tender.

Casinos that Offer Money Order

Money Order Casinos (4)